Driving Without Insurance Solicitors
Expert solicitors and barristers in driving without insurance cases.
Our lawyers have successfully represented and defended clients facing prosecution for driving without insurance. If you are being investigated or prosecuted for driving without insurance it is vital that you receive the best possible advice and representation as early as possible to ensure that you have the best prospects of being acquitted at Court. At Kang & Co Solicitors, we have a team of skilled and experienced motoring law Solicitors and Barristers to assist you for all types of motoring offences. If you would like to speak to one of our specialist motoring law solicitors for an initial consultation & fee quotation, please fill out our Contact Form or call 0345 222 9955.
What is the Law for Driving Without Insurance?
The offence of Driving without Insurance is contained within Section 143 of the Road Traffic Act 1988.
General Rule for Vehicle Insurance
Subject to exceptions, Section 143 of the Road Traffic Act 1988 places an obligation upon every person that uses, causes or permits another person to use, a motor vehicle on a road or public place to have a policy of insurance in place to cover third-party risk.
It is crucial to highlight that an offence can occur if a person uses, causes or permits any other person to use the motor vehicle on a road while uninsured. If you drive a motor vehicle without a valid policy of insurance in place, you could be found guilty of driving without insurance.
It is also important to note that if you permit someone to use a vehicle, knowing that they are uninsured, you will be guilty of an offence.
There is a legal principle known as ‘ignorance is no defence’ therefore attending Court and explaining that you thought you had renewed your insurance policy and you thought you were insured at the relevant time would not amount to a defence. If such arguments were accepted by the Court, the prosecution would struggle to secure a single conviction for this offence.
Social Domestic and Pleasure (SDP) Only Insurance Policies
Motorists are, on occasions, prosecuted for driving without insurance due to having the incorrect type of cover on their insurance policy. A motorist may have obtained a policy of insurance to use their vehicle for Social, Domestic and Pleasure (SDP) use. However, it is important to understand that an SDP policy does not cover ‘Business Use’ or any form of a business journey. As an example, a person caught making a ‘business journey’ whilst only having a policy of insurance only covering Social, Domestic and Pleasure (SDP) use will be guilty of driving without insurance, the reason is because that journey (the business journey) is not covered by the policy of insurance therefore, the person is driving without insurance (in respect of that journey). Care and attention should be taken when obtaining a policy of insurance to ensure that the policy purchased, is the right policy for your individual needs and requirements.
I had 11 Taco graph for infringements was Advised to use Kang and Co was contacted straightaway by Manjinder Kang who was very professional and straightforward got working on my case immediately. I was made fully aware of what The consequences was and looking at sentence keep me updated all the time. Very prompt and professional company.
I found Kang & co a real help when my son found himself the wrong side of the line with a driving offence, they were honest and straight taking and helped my son revive the best outcome in a really bad situation he found himself in,I would honesty recommend these guys when you find yourself in trouble.
I would highly recommend Kang & Co Solicitors. Manjinder Kang helped me in a difficult situation and nothing was too much trouble.
Excellent service delivered by a dependable team. Found them online and no regrets with the quality of representation they offered throughout the case. Always arrived early and ensured good communication at every stage of representation. Corporate service but no hidden charges so you know what you can afford right from initial meeting.
An Excellent Service, Mr Kang is a highly sought solicitor. Very knowledgable about the subject to hand , and extremely confident with the advice given to me at the time of a stressful situation.
I would recommend Kang and Co Solictors above any other company I’ve spoken too. Above all I got the outcome I desired based upon Mr. Kang expertise.
Very good from start to finish and I got the best result possible.
I believe Kang & Co Solicitors is based upon transparency, trust and integrity. I can assure you will receive an excellent bespoke service from beginning to end also have some light at the end of the tunnel during a time when the family is at its knees. My sincere regards to the entire Michelin 5* team at Kang & Co.
I would highly recommend using Kang & Co Solicitors. I received high quality services for the duration of my case, with the right level of honesty and reassurance. All advice provided was extremely clear and Mr Kang always went above and beyond to ensure that I had fully understood any matters discussed.
Very clearly explained the process, took his time over getting a very clear and accurate history of events and mitigation. Barrister on the day was well prepared, went over key mitigation and presented it well in court, an excellent advocate. Barrister clearly explained possible outcomes and most realistic outcome. Excellent service from initial contact to finishing the court case. Would recommend to anyone.
Amazing service overall. I was impressed with how fast I had responses from emails with any queries or questions. On the day of my meeting with Kang & Co all options were made very clear and the advice I was given provided the result I wanted! I highly recommend Kang & Co, especially for motoring convictions.
On my court date I was assured by a great barrister everything would be done in my best interests and it was – we got the result I needed. I was so impressed by the swiftness of this company really hassle free – kept up to date with everything.
A very straightforward process with minimal stress, given the circumstances. I was listened to, my questions were answered clearly and I was advised of the best and worst case scenarios right from the start. I was very pleased with my representation and the outcome achieved was points and a fine as opposed to a disqualification.
From start to finish they kept me in the loop and was very straight to the point which I liked, not leading you on that you get with other firms. One firm I would highly recommend and I would very much be using in the future if needed. Thank you to Mr. Kang and his team .
Manjinder Kang was absolutely fantastic and i could not have had better representation during my case. I have already recommended his firm to all my contacts for any issues relating to road transport law.
The preparation on my case was second to none, this began from the moment I contacted Manjinder Kang and his team, and they were very proactive to look into my case ASAP. The quality of representation in Court at Court was excellent, I was assigned with a Barrister, and someone who had extensive experience in this field. The outcome of your case 6 points, although I was expecting a ban as minimum.
Professional from start to finish. High attention to detail within my case despite it being very clean cut charge wise. Highly recommended.
Mr Kang who met with me and Mr Wheeler who represented me in court were brilliant, could not have survived the experience without them! Not sure how anyone could, as I, approach an experience like this was for me, a first time appearance in court without seeking help, advice and representation from a lawyer/s such as these two great examples.
I have previously dealt with Carla Riozzi at Kang & Co and would highly recommend her. She was professional and knowledgeable about the law. She kept me up to date with my case and I found her very approachable. I would definitely instruct this firm again. Thank you for your assistance.
An exceedingly competent, professional and dedicated practice lead from the front by Manjinder Kang. In my experience, it is often very difficult to find a professional organisation that truly delivers on their promise of expertise,quality of service, compassion and dedication to their client. I would not hesitate in recommending Kang & Co Solicitors.
The whole process was very easy and professional from start to finish. All my questions were answered in a way I could understand and I always felt reassured. I got the least sentence I could have imagined due to all of your help and I am very satisfied because of this. Thank you for your help throughout.
I highly recommend Kang & Co Solicitors. From the outset communication was excellent. Manjinder Kang was very professional, polite and showed the highest level of integrity throughout the process. Thank you for the representation in court, which was a must.
An extremely professional service – full and honest appraisal of situation and a positive outcome. Highly recommend!
My licence was going to be revoked and i was considering representing myself in Court and a family member recommended contacting Kang & Co. I then weighed up using a specialist firm or representing myself and made the right choice. Chris Hopkins who represented me in court was very supportive and professional. He done his utmost to get me the best outcome and delivered.
I cannot thank Manjinder for all the help and support he gave us prior to and up to my husbands court date. This could of been a very testing time should my husband not have won his case. Special thanks to Mr Shoker who was fantastic on the day.
We required advice and representation at a Public Inquiry with the Birmingham Traffic Commissioner and appointed Manjinder of Kang & Co after reading an article that he had published on Transport online. He achieved the best possible outcome for us at the Inquiry – our license was not revoked and our fleet was not curtailed.
Excellent service that we received from Kang & Co Solicitors. Advice was done methodically and easy to understand with a great result. Thank you.
A great experience with Kang & Co Solicitors. Fast and professional communications and excellent representation in court with a good outcome.
Kang & Co Solicitors are very efficient and punctual. They went out their way with their services. My friend recommended them and I will indeed do the same. Excellent quality. Anything I didn’t understand was explained to me. They went out of their way with very short notice for the work I required.
I would like to say firstly a Big Thank you to Kang and Co especially Mr Manjinder Kang Solister and Mr Thomas Wheeler Barrister an excellent job done. They both know the laws and the perfect outcome. I feel that to have the best is to get the best and this company definitely fits this.
I was summonsed for a speeding offence on the M6 toll where the speed recorded was essentially an automatic disqualification. I pleaded guilty and engaged the services of Kang and Co to plead my case not to be disqualified from driving. My outcome was positive and I retained my licence. I would recommend Kang and Co to anyone who has the need for Legal Representation.
Venue for Driving Without Insurance
The offence of Driving without Insurance (No Insurance) is triable only summarily, which means that a trial or sentence hearing would only take place in the Magistrates’ Court.
Sentence for Driving Without Insurance
If a person is found guilty or pleads guilty to driving without insurance, the Magistrates’ Court has the power to impose a disqualification of up to 12 months, along with a Court fine and can impose Prosecution Costs. The sentence imposed by the Court will vary on a case by case basis and will be influenced by specific aggravating and mitigating factors. If you are facing a prosecution for driving without insurance, you should speak to one of our specialist motoring offences solicitors to see how we can assist.
Employee Defence for Driving Without Insurance
There is potentially a defence for employees using a vehicle during their employment, who may have been unaware that the vehicle they were driving was uninsured. If a Defendant wishes to rely upon this, the onus will be upon the defendant to prove this fact to the Court. Understandably the Court will scrutinise each aspect of this defence. To present this properly to the Court and stand a chance of being successful, specialist legal representation should be sought as soon as possible so that the case can be prepared and properly presented to the Court. Understandably the Court will be somewhat cautious when considering whether this as a valid defence.
Why Choose Kang & Co Solicitors
If you are being investigated or prosecuted for driving without insurance or allowing (permitting) someone to drive your vehicle without insurance, you will need the assistance of our specialist team of motoring solicitors to help you defend allegations of driving without insurance or limit the damage of the sentence imposed by the Magistrates’ Court. At Kang & Co Solicitors, we have decades of experience providing invaluable legal advice and representation to clients by giving them the assistance they need to secure the best possible result. We will support you throughout your case and will keep you updated throughout.
Talk to Us
Contact our expert motoring law solicitors to find out more about how we can assist if you have been found driving without insurance. Our solicitors and barristers will talk you through your options and help you decide on the best course of action to take. Complete our online enquiry form and we will call you back at a convenient time or call 0345 222 9955 for initial advice and a fixed fee quotation
AGREED FEE DRIVING OFFENCE LAWYERS
Our Agreed Fees for Motoring Offence cases start from;
£1000 + VAT
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