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Business Hours

Monday to Friday
09:00 -17:00

COVID-19 UPDATE: We would like to reassure people that Kang & Co Solicitors is fully operational during the current international health crisis.
Case meetings after being appointed will be conducted via either a phone or video conference to comply with government instructions.

MONDAY – FRIDAY | 09:00 – 17:00

COVID-19 UPDATE: We would like to reassure people that Kang & Co Solicitors is fully operational during the current international health crisis.
Case meetings after being appointed will be conducted via either a phone or video conference to comply with government instructions.

Driving Without Insurance Solicitors

Expert solicitors and barristers in driving without insurance cases.

Our lawyers have successfully represented and defended clients facing prosecution for driving without insurance. If you are being investigated or prosecuted for driving without insurance it is vital that you receive the best possible advice and representation as early as possible to ensure that you have the best prospects of being acquitted at Court. At Kang & Co Solicitors, we have a team of skilled and experienced motoring law Solicitors and Barristers to assist you for all types of motoring offences. If you would like to speak to one of our specialist motoring law solicitors for a free initial consultation, please send a message via our Contact Form or call 0345 222 9955.

Driving Without Insurance

What is the Law for Driving Without Insurance?

The offence of Driving without Insurance is contained within Section 143 of the Road Traffic Act 1988.

General Rule for Vehicle Insurance

Subject to exceptions, Section 143 of the Road Traffic Act 1988 places an obligation upon every person that uses, causes or permits another person to use, a motor vehicle on a road or public place to have a policy of insurance in place to cover third-party risk.

It is crucial to highlight that an offence can occur if a person uses, causes or permits any other person to use the motor vehicle on a road while uninsured. If you drive a motor vehicle without a valid policy of insurance in place, you could be found guilty of driving without insurance.

It is also important to note that if you permit someone to use a vehicle, knowing that they are uninsured, you will be guilty of an offence.

There is a legal principle known as ‘ignorance is no defence’ therefore attending Court and explaining that you thought you had renewed your insurance policy and you thought you were insured at the relevant time would not amount to a defence. If such arguments were accepted by the Court, the prosecution would struggle to secure a single conviction for this offence.

Social Domestic and Pleasure (SDP) Only Insurance Policies

Motorists are, on occasions, prosecuted for driving without insurance due to having the incorrect type of cover on their insurance policy. A motorist may have obtained a policy of insurance to use their vehicle for Social, Domestic and Pleasure (SDP) use. However, it is important to understand that an SDP policy does not cover ‘Business Use’ or any form of a business journey. As an example, a person caught making a ‘business journey’ whilst only having a policy of insurance only covering Social, Domestic and Pleasure (SDP) use will be guilty of driving without insurance, the reason is because that journey (the business journey) is not covered by the policy of insurance therefore, the person is driving without insurance (in respect of that journey). Care and attention should be taken when obtaining a policy of insurance to ensure that the policy purchased, is the right policy for your individual needs and requirements.

 

I cannot thank Manjinder for all the help and support he gave us prior to and up to my husbands court date. This could of been a very testing time should my husband not have won his case. Special thanks to Mr Shoker who was fantastic on the day.

Mrs Noone

I would highly recommend using Kang & Co Solicitors. I received high quality services for the duration of my case, with the right level of honesty and reassurance. All advice provided was extremely clear and Mr Kang always went above and beyond to ensure that I had fully understood any matters discussed.

Robin Prasad

I have previously dealt with Carla Riozzi at Kang & Co and would highly recommend her. She was professional and knowledgeable about the law. She kept me up to date with my case and I found her very approachable. I would definitely instruct this firm again. Thank you for your assistance.

Mr Khan

Mr Kang who met with me and Mr Wheeler who represented me in court were brilliant, could not have survived the experience without them! Not sure how anyone could, as I, approach an experience like this was for me, a first time appearance in court without seeking help, advice and representation from a lawyer/s such as these two great examples.

Francis Drew

The preparation on my case was second to none, this began from the moment I contacted Manjinder Kang and his team, and they were very proactive to look into my case ASAP. The quality of representation in Court at Court was excellent, I was assigned with a Barrister, and someone who had extensive experience in this field. The outcome of your case 6 points, although I was expecting a ban as minimum.

Mr Singh

An exceedingly competent, professional and dedicated practice lead from the front by Manjinder Kang. In my experience, it is often very difficult to find a professional organisation that truly delivers on their promise of expertise,quality of service, compassion and dedication to their client. I would not hesitate in recommending Kang & Co Solicitors.

Mr C. Pilkington

I highly recommend Kang & Co Solicitors. From the outset communication was excellent. Manjinder Kang was very professional, polite and showed the highest level of integrity throughout the process. Thank you for the representation in court, which was a must.

Jane Longstaff

Kang & Co are worth every penny. I have had a very good experience with these solicitors, helping me reduce my inevitable driving ban to as low as I could of possibly wished for.They were very supportive throughout the entire process and I owe them a big thank you for helping me to retain my job.

Matthew Nutt

My licence was going to be revoked and i was considering representing myself in Court and a family member recommended contacting Kang & Co. I then weighed up using a specialist firm or representing myself and made the right choice. Chris Hopkins who represented me in court was very supportive and professional. He done his utmost to get me the best outcome and delivered.

Matthew Bacon

 

For personal service, security and efficiency I recommend Kang & Co. A complete service with the comfort of a clear and understandable process directed by high quality staff.

Margaret Clarke, BA, CIPD

Excellent service delivered by a dependable team. Found them online and no regrets with the quality of representation they offered throughout the case. Always arrived early and ensured good communication at every stage of representation. Corporate service but no hidden charges so you know what you can afford right from initial meeting.

Dr. Lotsu

I found Kang & co a real help when my son found himself the wrong side of the line with a driving offence, they were honest and straight taking and helped my son revive the best outcome in a really bad situation he found himself in,I would honesty recommend these guys when you find yourself in trouble.

Alan

I was summonsed for a speeding offence on the M6 toll where the speed recorded was essentially an automatic disqualification. I pleaded guilty and engaged the services of Kang and Co to plead my case not to be disqualified from driving. My outcome was positive and I retained my licence. I would recommend Kang and Co to anyone who has the need for Legal Representation.

Ken

 

An extremely professional service – full and honest appraisal of situation and a positive outcome. Highly recommend!

Sheila Ni Conchobhair

On my court date I was assured by a great barrister everything would be done in my best interests and it was – we got the result I needed. I was so impressed by the swiftness of this company really hassle free – kept up to date with everything.

Helen B

 

Manjinder Kang was absolutely fantastic and i could not have had better representation during my case. I have already recommended his firm to all my contacts for any issues relating to road transport law.

Fusion Personnel

Manjinder and the team at Kang & Co are absolutely fantastic. From my first 10 minute consultation right through to the final outcome I felt like I was in great hands. The team asked everything they needed from me and formed a defence for my case. I don’t feel like I could of done it without the team at Kang & Co.

Stephen McC

Kang and Co were exceptional in helping me retain my licence after an unfair dash-cam case was brought against me. I was faced with 6 point, a ban and £800 fine, and I received none of these. Win, win, win! Very happy with them.

James

I had 11 Taco graph for infringements was Advised to use Kang and Co was contacted straightaway by Manjinder Kang who was very professional and straightforward got working on my case immediately. I was made fully aware of what The consequences was and looking at sentence keep me updated all the time. Very prompt and professional company.

Jatinder Dhesi

I arranged for my nephew to see Mr Kang as he was facing a driving ban after getting 12 points in three years. Mr Kang gave my nephew detailed advice on obtaining the necessary evidence for his court case. Mr Shocker represented him at the magistrates court and instead of being banned he received a modest fine. All within a week or two!

Howard Jacobs

The combination of hard work, expertise and commitment to achieve the best possible result ended up in my acquittal at trial. I believe instructing Kang & Co. at the time that I did made all of the difference in securing a successful outcome. I would definitely recommend Kang and Co. if you need legal representation.

Shahan Mir

Kang & Co Solicitors are very efficient and punctual. They went out their way with their services. My friend recommended them and I will indeed do the same. Excellent quality. Anything I didn’t understand was explained to me. They went out of their way with very short notice for the work I required.

Sundeep Sanghera

 

Excellent service that we received from Kang & Co Solicitors. Advice was done methodically and easy to understand with a great result. Thank you.

Mercure Telford Madeley Court Hotel

Amazing service overall. I was impressed with how fast I had responses from emails with any queries or questions. On the day of my meeting with Kang & Co all options were made very clear and the advice I was given provided the result I wanted! I highly recommend Kang & Co, especially for motoring convictions.

Mr J. McBrearty

I would like to say firstly a Big Thank you to Kang and Co especially Mr Manjinder Kang Solister and Mr Thomas Wheeler Barrister an excellent job done. They both know the laws and the perfect outcome. I feel that to have the best is to get the best and this company definitely fits this.

Mr. Heaney

Venue for Driving Without Insurance

The offence of Driving without Insurance (No Insurance) is triable only summarily, which means that a trial or sentence hearing would only take place in the Magistrates’ Court.

Sentence for Driving Without Insurance

If a person is found guilty or pleads guilty to driving without insurance, the Magistrates’ Court has the power to impose a disqualification of up to 12 months, along with a Court fine and can impose Prosecution Costs. The sentence imposed by the Court will vary on a case by case basis and will be influenced by specific aggravating and mitigating factors. If you are facing a prosecution for driving without insurance, you should speak to one of our specialist motoring offences solicitors to see how we can assist.

Employee Defence for Driving Without Insurance

There is potentially a defence for employees using a vehicle during their employment, who may have been unaware that the vehicle they were driving was uninsured. If a Defendant wishes to rely upon this, the onus will be upon the defendant to prove this fact to the Court. Understandably the Court will scrutinise each aspect of this defence. To present this properly to the Court and stand a chance of being successful, specialist legal representation should be sought as soon as possible so that the case can be prepared and properly presented to the Court. Understandably the Court will be somewhat cautious when considering whether this as a valid defence.

Why Choose Kang & Co Solicitors

If you are being investigated or prosecuted for driving without insurance or allowing (permitting) someone to drive your vehicle without insurance, you will need the assistance of our specialist team of motoring solicitors to help you defend allegations of driving without insurance or limit the damage of the sentence imposed by the Magistrates’ Court. At Kang & Co Solicitors, we have decades of experience providing invaluable legal advice and representation to clients by giving them the assistance they need to secure the best possible result. We will support you throughout your case and will keep you updated throughout.

Talk to Us

Contact our expert motoring law solicitors to find out more about how we can assist if you have been found driving without insurance. Our solicitors and barristers will talk you through your options and help you decide on the best course of action to take. Complete our online enquiry form at the bottom of the page and we will call you back at a convenient time or call 0345 222 9955 to speak to a specialist motoring law solicitor.

AGREED FEE DRIVING OFFENCE LAWYERS

 Our Agreed Fees for Motoring Offence cases start from;

£1000 + VAT

 

Request A Callback or Email from a Kang & Co Solicitor

Do you require a solicitor? Please don't hesitate to get in touch with us. Use our quick contact form below and a member of our experienced and professional team of solicitors will contact you as soon as possible to discuss your requirements and your options.

 

Our Offices

Birmingham Head Office

1 Victoria Square
Birmingham
B1 1BD

London Office

5 Chancery Lane
London
WC2A 1LG

Milton Keynes Office

Exchange House
494 Midsummer Boulevard
Milton Keynes, MK9 2EA

Accreditations, Partnerships and Press

Our Competitively Priced Agreed Fees for Motoring Offences start from £1,000 + VAT

Our Private Criminal Defence Solicitors and Barristers are available to advise and represent you if you are being investigated or prosecuted for an alleged crime. We are experienced in representing professionals and business owners in the Magistrates’ and Crown Court that find themselves facing a Criminal Offence Prosecution. We are specialist Private Crime Lawyers, so all cases are privately funded.

Our Competitively Priced Agreed Fees for Criminal Offence cases start from £1,500 + VAT

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An exceedingly competent, professional and dedicated practice lead from the front by Manjinder Kang.

In my experience, it is often very difficult to find a professional organisation that truly delivers on their promise of expertise, quality of service, compassion and dedication to their client.

I would not hesitate in recommending Kang & Co Solicitors.  Mr. C Pilkington

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Amazing service overall. I was impressed with how fast I had responses from emails with any queries or questions.

On the day of my meeting with Kang & Co all options were made very clear and the advice I was given provided the result I wanted!

I highly recommend Kang & Co.

Joseph McBrearty

Kang & Co Solicitors is a truly specialist high-end law firm providing legal advice and representation for all matters involving Criminal Law, Driving Offences, Transport Law, Pace Interviews, Regulatory Law and Licensing Law.

Our head office is located at 1 Victoria Square in Birmingham City Centre and we offer our services throughout England and Wales on a private fee-paying basis. We also have an office at 5 Chancery Lane in London and another office in central Milton Keynes. We are frequently instructed by individuals and businesses nationwide.

birmingham office lawyers

Birmingham Office

1 Victoria Square
Birmingham
West Midlands
B1 1BD

london office lawyers

London Office

5 Chancery Lane
Holborn
London
WC2A 1LG

milton keynes office lawyers

Milton Keynes Office

Exchange House
494 Midsummer Boulevard
Milton Keynes
MK9 2EA

Business Hours

Monday – Friday
09:00 – 17:00
Weekends/Bank Holidays
Closed

Meetings at our offices are by Appointment Only

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